Corporate Social Responsibility for EFFRS, is our self-regulating Business Model that ensures we are aligned with a high standard of socially responsibility, which in this instance is directed to UAE Communities facing a Debt-Crisis.

Our CSR is also a business approach that contributes to sustainable development, by delivering economic, social and environmental benefits to our target audience, who benefit from our Corporate Policies, which uplift UAE Communities, where Personal Transformation is the key objective to achieve the desired goals and objectives.

There are a few distinct benefits of CSR for EFFRS:

1. Improved Brand Recognition.
2. Positive Business Reputation.
3. Creating an Awareness of our positive contribution.
4. Ongoing referrals for a Continuity of Business.
5. Transforming lives, where Clients can become Debt-Free and rebuild.
6. Creating an Awareness with our Creditor Partners to collaborate with us to continue uplifting UAE Communities and also positively increase their Brand Awareness, which in turn, ensures their continued growth and profitability and in turn improve the economy.
7. Giving back into UAE Communities and making a difference in their lives.

Current CSR Activities:

1. EMI SUPPORT PLAN – Currently we initiated a CSR initiative where we choose 1-2 Debtor Clients who are unable to maintain new Settlement Plans and/or Consolidations that we secure for them, where we fund the excess Plan EMI’s for the remaining tenure, after the down-payment is paid by the Debtor to their UAE Default Bank Account.
2. SIZEABLE DISCOUNTS FOR HIGH VALUED LIABILITIES – Where Debtor Clients liabilities are extremely high, with values in excess of millions of Dirhams, we apply high discounts, to ease the burden for them and not adding to their Creditor payments by applying high Service Fee Rates. We try to incorporate the Service Fee into the secured Discounts secured with their Bank Creditors.
3. ISSUANCE OF A DEBT REMEDIAL BLUE PRINT – Where we find that Debtor Clients are unable to pay us any Service Fees as per our policy, we then secure a 1Hour Consulting Session for a minimal Service Fee and issue them with a Debt Remedial Blueprint, where they are then able to undertake the assignment independently. We remain in the background for any additional support whilst they action the process themselves, until completion.
4. DEBT AND CREDIT COUNSELING – We incorporate this Service within our Debt Remedial Agreement, at no additional cost, where the Coaching or Mentorship is an integral component of the Debt Recovery Process and is ongoing, for as long as the Debtor Client needs it, normally, once they stablize and commence following their new Settlement or Restructure Plans.
5. REQUESTS FROM SKIPPED DEBTOR CLIENTS WHO WISH TO RETURN TO THE UAE – There are many such requests and we ensure that the Debtor Clients are fully supported, which includes ensuring any Legal Cases filed, are released once the Settlement Plans are concluded, we therefore fully collaborate with UAE Banks and other Creditor Clients, to ensure a seamless process, so that the Debtor Client can return to the UAE, free of any debt issues and legal problems.
5. SME & COMPANY INVESTMENT SUPPORT – We try to secure local or overseas Investors where Business Owners who still have a lucrative operational business, need Cash Flow Support, where all key Due Diligence is done and the Client is able to present such Commercial documentation, where Due Diligence is applied by the interested Investor, where if successful, the Debtor Client is then in a more positive situation, to either repay all their Debt Liabilities, or comfortably repay their liabilities and focus on their future business growth.

We are currently in discussion to collaborate with a large Financial Corporation with a unique CSR Initiative, presented by their senior management, which will be exciting and beneficial for many UAE Debtors facing a current Debt-Crisis, so watch this space, once concluded, the Announcement shall be made public to all!

Please feel free to contact us with any prospective Collaboration or Joint Venture you wish to discuss along these lines, you are most welcome!